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  1. These days of austerity and relative panic about incurring debt, many people balk up against the idea of making use of a credit card to make acquisition of merchandise or perhaps pay for any gift giving occasion, preferring, instead only to rely on the actual tried and trusted means of making payment – hard cash. However, if you’ve got the cash available to make the purchase completely, then, paradoxically, that’s the best time for you to use the credit cards for several reasons.

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